Everything You Need to
Master Your Money

Budgety combines powerful financial tools with an intuitive interface, making money management effortless for individuals, families, and roommates.

Account Management

Connect and track all your financial accounts in one place

Plaid Bank Integration

Securely connect your bank accounts with Plaid, trusted by millions. Automatic transaction syncing keeps your finances up-to-date in real-time.

  • Support for 10,000+ financial institutions
  • Real-time balance updates
  • Automatic transaction import
  • Bank-level security (we never store credentials)

Multi-Account Tracking

Track checking, savings, credit cards, investments, and loans all in one dashboard.

  • Unlimited manual accounts (Free tier)
  • Up to 3 connected accounts (Premium)
  • Up to 6 connected accounts (Pro)
  • Consolidated balance view

Real-Time Syncing

Your transactions sync automatically, so you always have the latest information.

  • Automatic daily syncs
  • Manual refresh anytime
  • Transaction deduplication
  • Balance reconciliation

Manual Account Creation

Don't want to connect your bank? No problem. Add accounts manually and track them your way.

  • Cash accounts
  • Cryptocurrency wallets
  • Foreign bank accounts
  • Custom account types

Transaction Management

Powerful tools to organize and understand your spending

Smart Auto-Categorization

Intelligent categorization learns from your habits and automatically organizes transactions.

  • AI-powered categorization
  • Custom categorization rules
  • Bulk recategorization
  • Category templates

Receipt Scanning (OCR)

Snap a photo of any receipt and let OCR technology extract the details automatically.

  • Automatic merchant detection
  • Amount extraction
  • Date recognition
  • Digital receipt storage

Advanced Filtering & Search

Find any transaction instantly with powerful search and filtering options.

  • Search by merchant, amount, or description
  • Filter by date range, category, or account
  • Save custom searches
  • Export filtered results

Bulk CSV Import

Import transactions from any bank or financial app via CSV files.

  • Flexible column mapping
  • Preview before import
  • Duplicate detection
  • Historical data import

Household & Collaboration

Perfect for roommates, families, and couples sharing expenses

Household Finance Management ⭐

The ultimate solution for shared living! Create households, invite members, and manage shared expenses together.

  • Invite unlimited household members
  • Track shared and individual expenses
  • Real-time balance tracking (who owes what)
  • Shared budgets and goals
  • Complete transparency for all members

Split Expenses & Payments ⭐

No more awkward money conversations! Split bills fairly and settle up instantly.

  • Split by equal amounts or custom percentages
  • Integrated Venmo/PayPal payments
  • Payment request notifications
  • Payment history tracking
  • Automatic balance calculations

Shared Budgets

Create household budgets for rent, utilities, groceries, and more.

  • Collaborative budget creation
  • Real-time spending updates
  • Budget alerts for all members
  • Monthly budget reports

Payment Reminders

Automated reminders ensure everyone pays their share on time.

  • Customizable reminder schedules
  • Email and in-app notifications
  • Payment confirmation tracking
  • Late payment alerts

Budgeting & Planning

Set goals, track progress, and stay on budget

Category Budgets

Set spending limits for any category and get alerts when you're close to the limit.

Auto-Adjusting Budgets

Budgets that automatically adjust based on your income changes.

Budget Rollover

Unused budget amounts roll over to the next month automatically.

Smart Alerts

Get notified when you reach 75%, 90%, or 100% of your budget.

Budget Templates

Start with pre-built budget templates or create your own.

Bill Tracking

Never miss a payment with recurring bill reminders and tracking.

Insights & Reports

Understand your financial health with powerful analytics

Financial Health Score

Comprehensive score based on savings rate, emergency fund, budget adherence, and cash flow.

Spending Trends

Visualize your spending patterns over time with beautiful charts and graphs.

Net Worth Tracking

Monitor your net worth over time and watch your wealth grow.

Income Statements

Professional income and expense reports for any time period.

Year Comparisons

Compare your financial performance year-over-year.

Tax Optimization

Identify tax-deductible expenses and optimize your tax strategy.

Financial Tools & Calculators

Plan for the future with powerful financial calculators

Car Loan Calculator

Calculate monthly payments, total interest, and amortization schedules.

Mortgage Calculator

Plan your home purchase with detailed mortgage calculations.

Personal Loan Calculator

Understand the true cost of personal loans before you borrow.

Security & Privacy

Your financial data is always protected

256-Bit Encryption

Bank-level encryption protects all your data in transit and at rest.

Privacy-First

We never sell your data. Your information belongs to you.

Plaid Secured

We never store your bank credentials. Plaid handles all connections securely.

Ready to Take Control of Your Finances?

Join 50,000+ users who are already managing their money better with Budgety.

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