Keep your finances
Fresh & Simple.

Budgety helps you track spending, save effortlessly, and watch your net worth grow. No clutter, just clarity.

Create Free Account
🌱 No credit card needed

Savings Goal

Trip to Japan 🇯🇵

$3,000 / $4,000

Everything You Need to Master Your Money

Powerful features designed to simplify your financial life

Bank Account Linking

Securely connect your bank accounts with Plaid integration. Automatic transaction syncing keeps your finances up-to-date in real-time.

Auto-Categorization

Intelligent transaction categorization learns from your habits. Create custom rules to automatically organize your spending.

Household Finance Management ⭐

Perfect for roommates and families! Share expenses, track who owes what, and manage household budgets together seamlessly.

Split Expenses & Payments ⭐

Share bills effortlessly! Split rent, utilities, and groceries. Integrated Venmo/PayPal payments make settling up instant.

Smart Budgeting

Set category-based budgets with automatic alerts. Rollover unused amounts and auto-adjust based on your income changes.

Bill Reminders

Never miss a payment. Track recurring bills, get timely reminders, and maintain a perfect payment history.

Receipt Scanning

Snap a photo of any receipt and let OCR technology extract the details. Digital record-keeping made simple.

Financial Health Score

Get a comprehensive health score based on savings rate, emergency fund, budget adherence, and cash flow.

Insights & Reports

Spending trends, net worth tracking, year-over-year comparisons, and tax optimization insights at your fingertips.

Financial Calculators

Plan for the future with car loan, mortgage, and personal loan calculators. Make informed financial decisions.

Mobile-First PWA

Install Budgety on your phone like a native app. Works offline and syncs when you're back online.

Bank-Level Security

256-bit encryption, secure data storage, and privacy-first design. Your financial data is always protected.

Why Roommates & Families Love Budgety

No More Awkward Money Conversations

Track shared expenses automatically. Everyone knows who owes what, eliminating uncomfortable discussions.

Instant Settlements

Integrated Venmo and PayPal payments mean settling up takes seconds, not days.

Fair & Transparent

Split bills by percentage, equal amounts, or custom shares. Complete transparency for everyone involved.

Track Everything Together

Shared budgets, household expenses, and joint savings goals all in one place.

Household Dashboard

Rent $1,200

✓ Paid by all members

Utilities $180

Sarah owes $45

Groceries $320

Mike owes $128

50K+

Active Users

$15M+

Money Saved

4.9★

User Rating

24%

Avg. Savings Increase

See What You Can Save

Small changes add up. Adjust the sliders to see your potential.

Monthly Income $4,000
Monthly Spending $3,200

Pro Tip: Budgety helps you identify subscription leaks to lower that Monthly Spending number!

Potential Annual Savings

$9,600

That's enough for a luxury vacation or a new car down payment!

Your Growth Journey

Three simple steps to financial freedom.

1. Connect & Track

Add your accounts and track every penny. See exactly where your money is going instantly.

2. Set Smart Budgets

Create realistic budgets for groceries, dining out, and shopping. We'll alert you if you get close to the limit.

3. Watch It Grow

Identify savings opportunities and watch your net worth climb year over year.

Loved by 50,000+ Users

"Budgety changed how I view money. I saved $5,000 in my first 3 months just by cutting useless subscriptions."

- Sarah J.

"The best budgeting app I've used. It's actually simple and doesn't overwhelm me with charts I don't need."

- Michael T.

"My partner and I use the household splitting feature daily. No more arguments about rent!"

- Emily & Dan

Frequently Asked Questions

Everything you need to know about Budgety

Still have questions?

Visit Help Center